/* Durai Fin Serv | WEB-000047
   Layout: navy bands (top bar, hero, why, footer) bracket cool white content bands. Royal blue marks
   structure and links; the logo's gold carries every primary action. Hero is image-left / copy-right. One single-card popup. */
:root{
  --ink-950:#0B1426; --brand:#14213D; --brand-700:#1C2C50; --brand-100:#E5EAFB; --blue:#3F5FE0; --gold:#E7B24C;
  --mist:#F4F6FC; --mist-2:#E8ECF7; --paper:#FFFFFF;
  --ink:#141B2D; --muted:#56607A; --line:#E0E5F0;
  --accent:#F2C15A; --accent-2:#E0952E; --danger:#C8372D; --ok:#1E7A4F;
  --on-dark:#D6DCEB; --on-dark-2:#AFB8CF;
  --font:"Manrope",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --font-display:"Fraunces",Georgia,"Times New Roman",serif;
  --r:16px; --r-lg:24px; --pill:999px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{font-family:var(--font);font-size:16px;line-height:1.6;font-weight:400;color:var(--ink);background:var(--mist);margin:0;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
button{font-family:inherit}
h1,h2,h3,h4{font-family:var(--font-display);font-weight:600;font-optical-sizing:auto;line-height:1.2;margin:0;text-wrap:balance;letter-spacing:-.01em}
p,figure{margin:0}
.wrap{max-width:1200px;margin:0 auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
@media (min-width:768px){.wrap{padding-left:24px;padding-right:24px}}
.sec{padding-block:88px}
@media (max-width:640px){.sec{padding-block:64px}}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:500;letter-spacing:.14em;text-transform:uppercase;color:var(--accent-2)}
.eyebrow::before{content:"";width:22px;height:2px;background:currentColor;border-radius:2px}
.sec-head{display:grid;gap:12px;max-width:680px;margin-bottom:44px}
.sec-head h2{font-size:clamp(28px,3.4vw,40px);color:var(--brand)}
.sec-head p{color:var(--muted)}
.sec-head.center{margin-inline:auto;text-align:center;justify-items:center}
:focus-visible{outline:3px solid var(--accent);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:12px;top:-60px;z-index:2000;background:var(--brand);color:#fff;padding:10px 16px;border-radius:10px;text-decoration:none}
.skip:focus{top:12px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:12px 24px;border-radius:var(--pill);border:2px solid transparent;background:var(--brand);color:#fff;font:500 15.5px/1.2 var(--font);text-decoration:none;cursor:pointer;transition:transform .15s ease,box-shadow .2s ease,background .2s ease,color .2s ease;-webkit-tap-highlight-color:transparent}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(11,20,38,.18)}
.btn:active{transform:translateY(0) scale(.98);box-shadow:none}
.btn svg{width:18px;height:18px;flex:none}
.btn-primary{background:linear-gradient(135deg,var(--accent),var(--accent-2));color:#14213D;font-weight:700}
.btn-primary:hover{box-shadow:0 12px 28px rgba(224,149,46,.35)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-outline{background:transparent;color:var(--brand);border-color:var(--brand)}
.btn-outline:hover{background:var(--brand);color:#fff}
.btn-wa{background:#25D366;color:#063B1C;font-weight:600}
.btn-sm{min-height:42px;padding:9px 18px;font-size:14.5px}
.arrow{transition:transform .2s ease}
.btn:hover .arrow{transform:translateX(3px)}
.btn[disabled]{opacity:.7;cursor:progress;transform:none;box-shadow:none}
.linkish{background:none;border:0;padding:0;color:inherit;font:inherit;cursor:pointer;text-align:left}
.linkish:hover{color:var(--accent)}

/* Top bar */
.topbar{background:var(--ink-950);color:#D5DAE6;font-size:13.5px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:8px 16px;min-height:42px;flex-wrap:wrap;padding-block:6px}
.tb-left,.tb-right{display:flex;align-items:center;gap:6px 20px;flex-wrap:wrap}
.tb-left a{display:inline-flex;align-items:center;gap:8px;text-decoration:none}
.tb-left a:hover{color:#fff}
.tb-left svg{width:15px;height:15px;color:var(--accent)}
.tb-right{gap:10px}
.tb-label{font-size:12px;letter-spacing:.1em;text-transform:uppercase;opacity:.75;margin-right:4px}
.soc{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.08);color:#D5DAE6;transition:background .2s,color .2s}
.soc:hover{background:var(--accent);color:var(--ink-950)}
.soc svg{width:15px;height:15px}

/* Header */
.header{position:sticky;top:0;z-index:400;background:rgba(255,255,255,.97);backdrop-filter:saturate(1.2) blur(8px);-webkit-backdrop-filter:saturate(1.2) blur(8px);border-bottom:1px solid var(--line)}
.header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:90px}
.logo{display:block;flex:none;height:72px}
.logo img{height:100%;width:auto}
.nav{display:flex;gap:2px}
.nav a{padding:8px 12px;border-radius:var(--pill);font-size:15px;font-weight:400;text-decoration:none;color:var(--ink);transition:background .2s,color .2s}
.nav a:hover{background:var(--mist);color:var(--brand)}
.h-actions{display:flex;align-items:center;gap:10px}
.menu-btn{display:none;width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--brand);cursor:pointer;place-items:center}
.menu-btn svg{width:22px;height:22px}
.menu-btn.is-close{display:grid}
.mnav{display:none}
@media (max-width:1080px){
  .nav,.h-enquire{display:none}
  .menu-btn{display:grid}
  .mnav{display:block;position:fixed;inset:0;z-index:500;background:rgba(11,20,38,.5);opacity:0;visibility:hidden;transition:opacity .25s,visibility .25s}
  .mnav.open{opacity:1;visibility:visible}
  .mnav-panel{position:absolute;top:0;right:0;width:min(340px,88vw);height:100%;background:#fff;padding:22px max(20px,env(safe-area-inset-right,0px)) 28px 22px;display:flex;flex-direction:column;gap:6px;transform:translateX(100%);transition:transform .3s ease;overflow-y:auto}
  .mnav.open .mnav-panel{transform:none}
  .mnav-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}
  .mnav-title{color:var(--brand);font-weight:600;font-size:18px}
  .mnav-panel a.ml{padding:13px 14px;border-radius:12px;text-decoration:none;font-weight:400;border-bottom:1px solid var(--mist-2)}
  .mnav-panel a.ml:hover{background:var(--mist)}
  .mnav-panel .btn{margin-top:auto;width:100%}
}
@media (max-width:520px){
  .h-call span{display:none}
  .h-call{padding:0;width:46px;min-height:46px}
  .logo{height:58px}
  .header .wrap{min-height:72px}
  .tb-label{display:none}
  .topbar .wrap{justify-content:center}
  .tb-left{justify-content:center}
}

/* Hero */
.hero{position:relative;background:var(--brand);color:#fff;overflow:hidden;isolation:isolate}
.hero-bg{position:absolute;inset:0;z-index:-2;background-size:cover;background-position:center;filter:grayscale(.3)}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:
  linear-gradient(100deg,rgba(11,20,38,.96) 0%,rgba(20,33,61,.9) 55%,rgba(20,33,61,.78) 100%),
  radial-gradient(900px 500px at 85% 20%,rgba(242,193,90,.16),transparent 60%)}
.hero-path{position:absolute;inset:0;width:100%;height:100%;z-index:-1;opacity:.35;pointer-events:none}
.hero .wrap{display:grid;grid-template-columns:5fr 7fr;gap:56px;align-items:center;padding-block:72px 80px}
.founder{justify-self:center;width:min(100%,380px)}
.f-frame{border-radius:var(--r-lg);padding:10px;background:linear-gradient(160deg,rgba(242,193,90,.9),rgba(255,255,255,.15) 40%,rgba(255,255,255,.08));box-shadow:0 30px 60px rgba(0,0,0,.35)}
.f-photo{aspect-ratio:4/5;border-radius:18px;overflow:hidden;background:#22345C;display:grid;place-items:center}
.f-photo img{width:100%;height:100%;object-fit:cover;object-position:52% 30%}
.f-photo.no-img::after{content:attr(data-initials);font-size:72px;font-weight:600;color:var(--accent)}
.f-meta{margin:-34px 18px 0;position:relative;background:#fff;color:var(--ink);border-radius:var(--r);padding:14px 18px;box-shadow:0 14px 30px rgba(0,0,0,.25);display:flex;align-items:center;justify-content:space-between;gap:12px;text-align:left}
.f-meta strong{display:block;font-weight:600;color:var(--brand);font-size:17px}
.f-meta span{font-size:13.5px;color:var(--muted)}
.f-ico{width:40px;height:40px;border-radius:12px;background:var(--mist);color:var(--accent-2);display:grid;place-items:center;flex:none}
.f-ico svg{width:20px;height:20px}
.hero-copy{display:grid;gap:22px;min-width:0}
.hero .eyebrow{color:var(--accent)}
.hero h1{font-size:clamp(32px,4.6vw,58px);font-weight:600;letter-spacing:-.02em}
.hero h1 em{font-style:normal;color:var(--accent)}
.hero-copy > p{font-size:17.5px;color:#D5DAE6;max-width:600px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap}
.stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;max-width:600px;margin-top:6px}
.stat{border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.05);border-radius:var(--r);padding:14px 16px}
.stat b{display:block;font-size:22px;font-weight:600;color:#fff}
.stat span{font-size:13px;color:#B8B8B8}
@media (max-width:900px){
  .hero .wrap{grid-template-columns:1fr;gap:40px;text-align:center;padding-block:52px 60px}
  .hero-copy{justify-items:center}
  .hero-copy > p{margin-inline:auto}
  .hero .eyebrow::before{display:none}
  .hero-ctas{justify-content:center}
  .founder{width:min(100%,320px)}
}
@media (max-width:520px){ .stats{grid-template-columns:1fr;max-width:320px;width:100%} .hero-ctas{width:100%} .hero-ctas .btn{width:100%} .hero-copy > p{font-size:16px} }

/* Media boxes */
.media{position:relative;border-radius:var(--r);overflow:hidden;background:linear-gradient(150deg,#22345C,#14213D 70%)}
.media img{width:100%;height:100%;object-fit:cover}

/* About */
.about{background:var(--paper)}
.about-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:56px;align-items:start}
.about-media{position:relative;display:grid;gap:14px;grid-template-columns:1.3fr 1fr}
.about-media .media:first-child{grid-row:span 2;aspect-ratio:3/4}
.about-media .media{aspect-ratio:1/1}
.exp-chip{position:absolute;left:-10px;bottom:22px;background:var(--accent);color:#FFFFFF;border-radius:var(--r);padding:14px 18px;box-shadow:0 14px 28px rgba(0,0,0,.18);z-index:2}
.exp-chip b{display:block;font-size:30px;font-weight:700;line-height:1}
.exp-chip span{font-size:13px;font-weight:500}
.about-copy{display:grid;gap:20px}
.about-copy h2{font-size:clamp(28px,3.4vw,40px);color:var(--brand)}
.about-copy > p{color:var(--muted)}
.vm{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.vm div{background:var(--mist);border-radius:var(--r);padding:18px}
.vm h3{font-size:16px;color:var(--brand);display:flex;align-items:center;gap:8px;margin-bottom:6px}
.vm h3 svg{width:18px;height:18px;color:var(--accent-2)}
.vm p{font-size:14.5px;color:var(--muted)}
.ticks{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:10px 18px}
.ticks li{display:flex;gap:10px;align-items:flex-start;font-size:15px;font-weight:400}
.ticks svg{width:20px;height:20px;flex:none;margin-top:2px;color:var(--accent-2);stroke-width:2.4}
@media (max-width:900px){ .about-grid{grid-template-columns:1fr;gap:40px} .exp-chip{left:12px} }
@media (max-width:560px){ .vm,.ticks{grid-template-columns:1fr} }

/* Services */
.services{background:var(--mist)}
.svc-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.svc{background:var(--paper);border-radius:var(--r-lg);overflow:hidden;display:flex;flex-direction:column;border:1px solid var(--line);transition:transform .2s ease,box-shadow .2s ease}
.svc:hover{transform:translateY(-4px);box-shadow:0 22px 44px rgba(11,20,38,.12)}
.svc .media{aspect-ratio:16/8;border-radius:0}
.svc-body{padding:26px 28px 28px;display:flex;flex-direction:column;gap:14px;flex:1}
.svc-top{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}
.svc h3{font-size:24px;color:var(--brand)}
.price{flex:none;background:var(--brand);color:#fff;font-weight:600;font-size:14.5px;border-radius:var(--pill);padding:6px 14px;white-space:nowrap}
.price.req{background:var(--mist-2);color:var(--brand)}
.svc p{color:var(--muted)}
.steps{list-style:none;padding:0;margin:4px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:8px;counter-reset:s}
.steps li{counter-increment:s;background:var(--mist);border-radius:12px;padding:10px;font-size:13px;font-weight:400;line-height:1.35}
.steps li::before{content:counter(s);display:grid;place-items:center;width:22px;height:22px;border-radius:50%;background:var(--accent-2);color:#fff;font-size:12px;font-weight:600;margin-bottom:6px}
.feature{display:flex;gap:10px;align-items:center;font-size:14.5px;font-weight:500;color:var(--brand)}
.feature svg{width:20px;height:20px;flex:none;color:var(--accent-2)}
.svc .btn{margin-top:auto;align-self:flex-start}
@media (max-width:860px){ .svc-grid{grid-template-columns:1fr} }
@media (max-width:480px){ .steps{grid-template-columns:1fr 1fr} .svc-body{padding:22px} .svc .btn{width:100%} .svc-top{flex-direction:column} }

/* Why choose us */
.why{background:var(--brand);color:#fff}
.why .sec-head h2{color:#fff}
.why .sec-head p{color:#C3CADB}
.why .eyebrow{color:var(--accent)}
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.wcard{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--r);padding:24px;display:grid;gap:12px;align-content:start;transition:background .2s,transform .2s}
.wcard:hover{background:rgba(255,255,255,.1);transform:translateY(-3px)}
.wcard .ic{width:48px;height:48px;border-radius:14px;background:rgba(242,193,90,.15);color:var(--accent);display:grid;place-items:center}
.wcard .ic svg{width:24px;height:24px}
.wcard h3{font-size:17px;font-weight:500}
.wcta{background:linear-gradient(150deg,var(--accent),var(--accent-2));color:#FFFFFF;border:0}
.wcta:hover{background:linear-gradient(150deg,var(--accent),var(--accent-2))}
.wcta h3{font-size:19px;font-weight:600}
.wcta p{font-size:14.5px}
.wcta .btn{background:var(--ink-950);color:#fff;justify-self:start}
@media (max-width:960px){ .why-grid{grid-template-columns:1fr 1fr} }
@media (max-width:520px){ .why-grid{grid-template-columns:1fr} .wcta .btn{justify-self:stretch} }

/* Gallery */
.gallery{background:var(--paper)}
.gal{display:grid;grid-template-columns:repeat(3,1fr);grid-auto-rows:220px;gap:14px}
.gal .media{min-height:0}
.gal .media img{transition:transform .4s ease}
.gal .media:hover img{transform:scale(1.04)}
.gal .big{grid-column:span 2;grid-row:span 2}
@media (max-width:760px){ .gal{grid-template-columns:1fr 1fr;grid-auto-rows:170px} .gal .big{grid-column:span 2;grid-row:span 1} .gal .media:last-child{grid-column:span 2} }

/* Testimonials */
.testi{background:var(--mist)}
.t-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.tcard{background:var(--paper);border-radius:var(--r-lg);padding:28px;display:flex;flex-direction:column;gap:18px;border:1px solid var(--line)}
.tcard .q{width:38px;height:38px;color:var(--accent)}
.tcard blockquote{margin:0;font-size:16px;flex:1}
.who{display:flex;align-items:center;gap:12px;border-top:1px solid var(--mist-2);padding-top:16px}
.av{width:44px;height:44px;border-radius:50%;background:var(--brand-100);color:var(--brand);display:grid;place-items:center;font-weight:600;flex:none}
.who strong{display:block;font-weight:600;font-size:15px}
.who span{font-size:13px;color:var(--muted)}
.t-foot{margin-top:32px;display:flex;justify-content:center}
.t-invite{max-width:860px;margin:0 auto;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);padding:32px;display:grid;grid-template-columns:auto 1fr;gap:20px 24px;align-items:center}
.t-invite-ic{width:64px;height:64px;border-radius:18px;background:var(--mist);color:var(--brand);display:grid;place-items:center}
.t-invite-ic svg{width:32px;height:32px}
.t-invite h3{font-size:21px;color:var(--brand);margin-bottom:4px}
.t-invite p{color:var(--muted)}
.t-invite-btns{grid-column:1 / -1;display:flex;gap:12px;flex-wrap:wrap}
@media (max-width:900px){ .t-grid{grid-template-columns:1fr} }
@media (max-width:560px){ .t-invite{grid-template-columns:1fr;text-align:center;justify-items:center;padding:24px} .t-invite-btns{justify-content:center;width:100%} .t-invite-btns .btn{width:100%} }

/* FAQ */
.faq{background:var(--paper)}
.faq-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.faq-side{display:grid;gap:18px;position:sticky;top:120px}
.faq-side h2{font-size:clamp(28px,3.4vw,40px);color:var(--brand)}
.faq-side p{color:var(--muted)}
.faq-side .btns{display:flex;gap:10px;flex-wrap:wrap}
.acc{display:grid;gap:12px}
.acc-item{border:1px solid var(--line);border-radius:var(--r);background:var(--mist);overflow:hidden;transition:background .2s,box-shadow .2s}
.acc-item h3{font-size:inherit;font-weight:inherit}
.acc-btn{width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;text-align:left;background:none;border:0;padding:18px 20px;font:500 16px/1.4 var(--font);color:var(--brand);cursor:pointer}
.acc-btn .pm{flex:none;width:30px;height:30px;border-radius:50%;background:#fff;color:var(--brand);display:grid;place-items:center;transition:transform .25s,background .25s}
.acc-btn .pm svg{width:16px;height:16px;stroke-width:2.4}
.acc-item.open{background:#fff;box-shadow:0 10px 24px rgba(11,20,38,.07)}
.acc-item.open .pm{transform:rotate(45deg);background:var(--accent)}
.acc-panel{display:grid;grid-template-rows:0fr;transition:grid-template-rows .3s ease}
.acc-item.open .acc-panel{grid-template-rows:1fr}
.acc-panel > div{overflow:hidden}
.acc-panel p{padding:0 20px 18px;color:var(--muted)}
@media (max-width:900px){ .faq-grid{grid-template-columns:1fr;gap:32px} .faq-side{position:static} }

/* Contact */
.contact{background:var(--mist)}
.c-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:28px;align-items:start}
.c-info{background:var(--brand);color:#fff;border-radius:var(--r-lg);padding:32px;display:grid;gap:22px}
.c-info h3{font-size:24px}
.c-list{list-style:none;margin:0;padding:0;display:grid;gap:16px}
.c-list li{display:flex;gap:14px;align-items:flex-start}
.c-list .ic{width:42px;height:42px;flex:none;border-radius:12px;background:rgba(255,255,255,.08);color:var(--accent);display:grid;place-items:center}
.c-list .ic svg{width:19px;height:19px}
.c-list small{display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#97A1B8}
.c-list a,.c-list span{font-size:15.5px;font-weight:400;text-decoration:none;color:#fff;word-break:break-word}
.c-list a:hover{color:var(--accent)}
.c-btns{display:flex;gap:10px;flex-wrap:wrap}
.c-form{background:var(--paper);border-radius:var(--r-lg);padding:32px;border:1px solid var(--line)}
.c-form h3{font-size:24px;color:var(--brand);margin-bottom:6px}
.c-form > p{color:var(--muted);margin-bottom:20px}
.map{position:relative;margin-top:28px;border-radius:var(--r-lg);overflow:hidden;border:1px solid var(--line);background:#E8EEEA}
.map iframe{display:block;width:100%;height:380px;border:0}
.map-btn{position:absolute;left:16px;bottom:16px}
@media (max-width:900px){ .c-grid{grid-template-columns:1fr} }
@media (max-width:480px){ .c-info,.c-form{padding:22px} .c-btns .btn{flex:1} .map iframe{height:300px} }

/* Forms (shared by popup and contact) */
.f{display:grid;gap:12px}
.fld{display:grid;gap:5px;min-width:0}
.fld label{font-size:13.5px;font-weight:500;color:var(--ink)}
.fld label .opt{font-weight:300;color:var(--muted)}
.in{width:100%;min-height:48px;border:1.5px solid var(--line);border-radius:12px;background:#fff;padding:11px 14px;font:400 16px/1.3 var(--font);color:var(--ink);transition:border-color .2s,box-shadow .2s}
.in::placeholder{color:#8A948F}
.in:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 4px rgba(20,33,61,.12)}
select.in{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2314213D' stroke-width='2'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;background-size:18px;padding-right:40px}
textarea.in{min-height:100px;resize:vertical}
.phone{display:flex;border:1.5px solid var(--line);border-radius:12px;background:#fff;overflow:hidden;transition:border-color .2s,box-shadow .2s}
.phone:focus-within{border-color:var(--brand);box-shadow:0 0 0 4px rgba(20,33,61,.12)}
.cc{display:flex;align-items:center;gap:6px;padding:0 12px;background:var(--mist);border-right:1.5px solid var(--line);font-size:14.5px;font-weight:500;flex:none}
.flag{width:20px;height:14px;border-radius:2px;overflow:hidden;display:grid;grid-template-rows:1fr 1fr 1fr;box-shadow:0 0 0 1px rgba(0,0,0,.08)}
.flag i:nth-child(1){background:#FF9933}
.flag i:nth-child(2){background:#fff;display:grid;place-items:center}
.flag i:nth-child(3){background:#138808}
.flag i:nth-child(2)::after{content:"";width:4px;height:4px;border-radius:50%;border:1px solid #000080}
.phone .in{border:0;border-radius:0;box-shadow:none;min-width:0}
.err{display:none;font-size:12.5px;color:var(--danger);font-weight:400}
.fld.invalid .in,.fld.invalid .phone{border-color:var(--danger)}
.fld.invalid .phone .in{border:0}
.fld.invalid .err{display:block}
.f-status{font-size:14px;font-weight:400;border-radius:10px}
.f-status:not(:empty){padding:10px 12px}
.f-status.ok{background:#E5F4EC;color:var(--ok)}
.f-status.bad{background:#FBE9E7;color:var(--danger)}
.f-status a{font-weight:600;color:inherit}
.btn-submit{width:100%;min-height:52px;font-size:16px}
.assure{display:flex;gap:6px;align-items:center;justify-content:center;font-size:12.5px;color:var(--muted);text-align:center}
.assure svg{width:14px;height:14px;flex:none;color:var(--ok)}
.f .row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
@media (max-width:520px){ .f .row2{grid-template-columns:1fr} }

/* Footer */
.footer{background:var(--ink-950);color:#B8B8B8;margin-top:60px}
.f-cta{background:var(--brand);border-radius:var(--r-lg);padding:30px 34px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;transform:translateY(-50%);margin-bottom:-30px;box-shadow:0 20px 40px rgba(0,0,0,.2)}
.f-cta h3{font-size:clamp(22px,2.6vw,28px);color:#fff}
.f-cta p{color:#C3CADB;font-size:15px}
.f-cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.3fr;gap:36px;padding-block:20px 44px}
.f-brand{display:grid;gap:16px;align-content:start}
.f-logo{display:block;width:150px;background:#fff;border-radius:14px;overflow:hidden;padding:8px}
.f-logo img{width:100%;height:auto}
.f-brand p{font-size:14.5px}
.f-soc{display:flex;gap:8px;flex-wrap:wrap}
.f-soc .soc{width:38px;height:38px}
.f-soc .soc svg{width:17px;height:17px}
.footer h4{color:#fff;font-size:16px;font-weight:500;margin-bottom:14px}
.f-links{list-style:none;margin:0;padding:0;display:grid;gap:8px;font-size:14.5px}
.f-links a{text-decoration:none}
.f-links a:hover{color:var(--accent)}
.f-contact li{display:flex;gap:10px;align-items:flex-start;word-break:break-word}
.f-contact svg{width:16px;height:16px;flex:none;margin-top:4px;color:var(--accent)}
.f-bottom{border-top:1px solid rgba(255,255,255,.1)}
.f-bottom .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding-block:18px 84px;font-size:13.5px}
@media (max-width:960px){ .f-cols{grid-template-columns:1fr 1fr} }
@media (max-width:560px){ .f-cols{grid-template-columns:1fr} .f-cta{transform:translateY(-30%);padding:24px} .f-cta .btn{width:100%} .f-bottom .wrap{justify-content:center;text-align:center} }

/* Floating elements (approved CSS, unchanged) */
.floating-badge{position:fixed;left:18px;bottom:18px;z-index:300;width:120px;height:40px;border-radius:10px;overflow:hidden;box-shadow:0 8px 22px rgba(0,0,0,.25);background:#fff;display:flex;align-items:center;justify-content:center}
.floating-badge img{width:150px;object-fit:contain}
.floating-whatsapp{position:fixed;right:18px;bottom:18px;z-index:300;width:58px;height:58px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 22px rgba(37,211,102,.45);transition:transform .15s ease}
.floating-whatsapp:hover{transform:scale(1.06)}
.floating-whatsapp svg{width:30px;height:30px;fill:#fff}
@media (max-width:480px){
  .floating-badge{width:120px;height:46px;left:12px;bottom:12px}
  .floating-whatsapp{width:50px;height:50px;right:12px;bottom:12px}
  .floating-whatsapp svg{width:26px;height:26px}
}

/* Popup: single centered card */
.pop{position:fixed;inset:0;z-index:1000;display:grid;place-items:center;padding:16px;background:rgba(10,24,40,.62);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);opacity:0;visibility:hidden;transition:opacity .25s ease,visibility .25s}
.pop.open{opacity:1;visibility:visible}
.pop-card{position:relative;width:100%;max-width:430px;max-height:calc(100vh - 32px);max-height:calc(100dvh - 32px);overflow-y:auto;background:#fff;border-radius:22px;box-shadow:0 30px 80px rgba(0,0,0,.4);transform:translateY(16px) scale(.98);transition:transform .3s ease;overscroll-behavior:contain}
.pop.open .pop-card{transform:none}
.pop-x{position:absolute;top:12px;right:12px;z-index:2;width:36px;height:36px;border-radius:50%;border:0;background:rgba(255,255,255,.16);color:#fff;display:grid;place-items:center;cursor:pointer;transition:background .2s}
.pop-x:hover{background:rgba(255,255,255,.3)}
.pop-x svg{width:18px;height:18px;stroke-width:2.4}
.timer{background:linear-gradient(135deg,#0B1426,#14213D 60%,#1D2E52);color:#fff;text-align:center;padding:18px 56px 42px;border-radius:22px 22px 0 0;transition:background .3s}
.timer small{display:inline-flex;align-items:center;gap:6px;font-size:11.5px;font-weight:500;letter-spacing:.16em;text-transform:uppercase;color:var(--accent)}
.timer small svg{width:13px;height:13px}
.timer b{display:block;font-size:38px;font-weight:700;letter-spacing:.04em;line-height:1.1;font-variant-numeric:tabular-nums;margin-top:2px}
.timer.urgent{background:linear-gradient(135deg,#8E1B12,#E03E3E);animation:pulse 1s ease-in-out infinite}
.timer.urgent small{color:#FFE1DC}
@keyframes pulse{0%,100%{filter:brightness(1)}50%{filter:brightness(1.18)}}
.pop-body{padding:0 26px 24px;display:grid;gap:14px}
.pop-badge{width:60px;height:60px;border-radius:18px;background:linear-gradient(135deg,var(--accent),var(--accent-2));color:#fff;display:grid;place-items:center;margin:-30px auto 0;box-shadow:0 12px 24px rgba(224,149,46,.4);border:4px solid #fff}
.pop-badge svg{width:28px;height:28px}
.pop-body h3{text-align:center;font-size:23px;color:var(--brand)}
.pop-body h3 span{color:var(--accent-2)}
.pop-body > p{text-align:center;color:var(--muted);font-size:14.5px;margin-top:-6px}
.pop .f{gap:10px}
.pop .fld label{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
@media (max-width:400px){ .pop{padding:10px} .pop-body{padding:0 18px 20px} .pop-card{max-height:calc(100dvh - 20px)} }
body.no-scroll{overflow:hidden}

/* Reveal (content stays visible without JS) */
.js .reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.js .reveal.in{opacity:1;transform:none}




/* ---------- Durai Fin Serv additions ---------- */
.eyebrow{color:var(--blue)}
.hero .eyebrow,.why .eyebrow{color:var(--gold)}
.hero h1{font-size:clamp(32px,4.2vw,52px);letter-spacing:-.015em}
.hero h1 em{color:var(--gold);font-style:italic}
.hero-bg{filter:grayscale(.4)}
.f-photo img{object-position:50% 6%}
.f-ico{color:var(--blue)}
.sec-head h2,.about-copy h2{font-weight:600}
.btn-outline{color:var(--brand);border-color:var(--brand)}
.vm h3 svg,.ticks svg{color:var(--blue)}
.exp-chip{background:var(--gold)}

/* About */
.about-media2{display:grid;gap:16px}
.about-media2 .media{aspect-ratio:4/3}
.philo{margin:0;background:var(--brand);color:#fff;border-radius:var(--r-lg);padding:24px 26px;position:relative;overflow:hidden}
.philo::after{content:"\201C";position:absolute;right:18px;top:-18px;font:700 140px/1 var(--font-display);color:rgba(231,178,76,.18)}
.philo-k{display:block;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:6px}
.philo p{font:600 clamp(20px,2.2vw,26px)/1.3 var(--font-display)}

/* Services: 5 cards + CTA card */
.svc5{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.s3{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;display:flex;flex-direction:column;gap:12px;transition:transform .2s ease,box-shadow .2s ease}
.s3:hover{transform:translateY(-4px);box-shadow:0 18px 36px rgba(20,33,61,.10)}
.s3-ic{width:52px;height:52px;border-radius:16px;background:var(--brand-100);color:var(--blue);display:grid;place-items:center}
.s3-ic svg{width:26px;height:26px}
.s3 h3{font-size:20px;color:var(--brand)}
.s3 p{color:var(--muted);font-size:15px;flex:1}
.s3 .btn{align-self:flex-start}
.mini-tags{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px}
.mini-tags li{font-size:12.5px;font-weight:600;color:var(--blue);background:var(--brand-100);border-radius:var(--pill);padding:4px 10px}
.s3-cta{background:var(--brand);border-color:var(--brand);color:#fff;justify-content:center}
.s3-cta h3{color:#fff}
.s3-cta p{color:var(--on-dark-2);flex:0}
@media (max-width:960px){ .svc5{grid-template-columns:1fr 1fr} }
@media (max-width:600px){ .svc5{grid-template-columns:1fr} .s3 .btn{align-self:stretch} }

/* Products */
.products{background:var(--paper)}
.prod-wrap{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(0,1fr);gap:22px;align-items:start}
.prod-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.prod{background:var(--mist);border:1px solid var(--line);border-radius:var(--r);padding:18px;display:grid;gap:10px;align-content:start}
.prod-ic{width:40px;height:40px;border-radius:12px;background:#fff;color:var(--blue);display:grid;place-items:center;box-shadow:0 4px 10px rgba(20,33,61,.06)}
.prod-ic svg{width:20px;height:20px}
.prod h3{font-size:18px;color:var(--brand);margin-bottom:2px}
.prod p{font-size:14px;color:var(--muted);line-height:1.5}
.prod-side{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;position:sticky;top:110px}
.prod-side .media{border-radius:0;aspect-ratio:16/9;background:#fff}
.prod-side .media img{object-fit:contain}
.prod-side-body{padding:22px;display:grid;gap:14px}
.prod-side-body h3{font-size:21px;color:var(--brand)}
.feat-list{list-style:none;margin:0;padding:0;display:grid;gap:9px}
.feat-list li{display:flex;gap:10px;align-items:flex-start;font-size:15px;font-weight:600}
.feat-list svg{width:18px;height:18px;flex:none;margin-top:3px;color:var(--blue);stroke-width:2.6}
.risk-note{font-size:12.5px;color:var(--muted);border-top:1px solid var(--line);padding-top:12px}
@media (max-width:1000px){ .prod-wrap{grid-template-columns:1fr} .prod-side{position:static} }
@media (max-width:700px){ .prod-grid{grid-template-columns:1fr 1fr} }
@media (max-width:420px){ .prod-grid{grid-template-columns:1fr} }

/* Why */
.why .wcard .ic{background:rgba(231,178,76,.14);color:var(--gold)}
.wcard p{font-size:14.5px;color:var(--on-dark-2)}
.creds{margin-top:24px;border-radius:var(--r-lg);padding:24px 28px;background:#fff;border:1px solid rgba(231,178,76,.35)}
.creds h3{display:flex;align-items:center;gap:10px;font-size:20px;margin-bottom:16px}
.creds h3 svg{width:22px;height:22px;color:var(--gold)}
.creds ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.creds li{background:rgba(255,255,255,.06);border-radius:var(--r);padding:14px 16px}
.creds strong{display:block;font-weight:700;font-size:14.5px;line-height:1.35}
.creds span{font-size:13.5px;color:var(--gold);font-weight:600}
@media (max-width:960px){ .creds ul{grid-template-columns:1fr 1fr} }
@media (max-width:520px){ .creds ul{grid-template-columns:1fr} .creds{padding:20px} }

/* Gallery: the client diagram tile shows whole */
.gal .media img[src*="service-01"]{object-fit:contain;background:#fff}

/* Footer */
.f-cta-btns{display:flex;gap:10px;flex-wrap:wrap}
.f-tag{color:var(--gold);font-weight:600;font-size:14px}
.f-cta{background:var(--brand-700)}
.f-disclaim{border-top:1px solid rgba(255,255,255,.1)}
.f-disclaim p{padding-block:16px;font-size:13px;color:var(--on-dark-2);max-width:none}
.f-disclaim strong{color:#fff;font-weight:600}
.f-bottom{border-top:1px solid rgba(255,255,255,.1)}
@media (max-width:560px){ .f-cta-btns{width:100%} .f-cta-btns .btn{width:100%} }
.c-info{background:var(--brand)}
.c-list .ic{color:var(--gold)}
.pop-body h3 span{color:var(--accent-2)}
.timer small{color:var(--gold)}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .js .reveal{opacity:1;transform:none}
}